Top life insurance companies in USA 2021

If you are in search of the best life insurance for you and your family in the USA, this article is the best fit for you. Below listed are some top life insurance companies in USA of 2021.

Top life insurance companies in USA

Life insurance is really very important if you have anyone who is dependent on you and your income. And if this is the case you must go for the best life insurance from the best life insurance companies. Unfortunately, many U.S. people don’t have the right insurance or the right amount for coverage. According to research by Life Insurance Marketing and Research Association, 50% of U.S. household has less life insurance than they must have.

Good news is that life insurance cost less than what most people think, and if it’s from the top life insurance companies in USA then this can turn into an invested golden opportunity for your loved ones.

Best Life Insurance Companies in USA

  1. Northwestern Mutual
  2. Haven Life
  3. State Farm

1. Northwestern Mutual

Northwestern Mutual: It is the top-rated insurance company in the U.S. as well as in the world. Northwestern Mutual has more than 160 years of amazing record in financial services and it offers a traditional approach to life insurance services. Northwestern Mutual is the best option for life insurance. It is the No. 1 overall top life insurance companies in USA. It has a 4.6 rating out of 5 which best in the industry. Northwestern Mutual offers numerous options to select from and coverage types, flexibility to choose plans according to consumers choice. Top financial advisors are available to assist you at any time through the process.


  • offers lots of variety in coverage types.
  • It can combine terms and permanent policies
  • Customers can receive dividends, if eligible.


  • Websites don’t answer a lot of questions upfront
  • To begin the process you need a company financial advisor.

2. Haven Life

Haven Life offers only term life insurance and it has an online application process without any personal interaction with the company’s financial advisors. It is a well-established new financial company in the market back supported by MassMutual. It offers hassle-free, affordable, easy to manage term life insurance with no in-office offline process. You can do your insurance shopping from the comfort of your home. It scores 4.3 out of 5 and is ranked second top life insurance companies.


  • It offers a simple and hassle-free online application process.
  • No commission is charged for the process.
  • High reputation due to good customer service.


  • No in-office interaction with agents.
  • Only term life insurance services are offered.

Also Read on Amazon Kindle: How the Wealthy Use Life Insurance as a Tax-Free Personal Bank to Supercharge Their Savings

3. State Farm

State Farm comes on No.3 in the list of top life insurance companies. It has almost 100 years of experience in the financial and insurance industry. It has a score of 4.2 out of 5. This firm has its strength in a wide range of offerings under a single shade of term life insurance, universal life insurance, and whole life insurance. Consumers of all age groups can find their best-fit insurance plan and they also provide the ability to customize their plans. Families can also opt for survivorship universal life insurance, which is only offered by few companies in the USA.


  • Wide variety of policy offerings
  • Maximum policies have a customization option


  • A lot of varieties may confuse consumers.
  • Not available in Rhode Island and Massachusetts.


Northwestern Mutual, Haven Life, and State Farm are the top life insurance companies in the USA . All companies provide best-in-class services and are the best fit for all customer types in the USA. If you are really confused about choosing life insurance, then you must go for anyone from the above list without any hesitation.

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